Thanks so far.
I smell a VAC article incoming.
If this is the angle you are going for Tea, then I think a better question to ask would be 'would the owner of the car would be sent to prison for reckless driving', rather than the insurance analogy.
Of course I am. But for one the analogy (as most analogies) are not perfect. We are talking about a different kind of "damage" here. The more interesting question is that of responsibility (as in "taking ..."). And to respond to your demur: Badly phrased. If you would want to go that way it should read 'would the owner be disowned of that car'.
if we are talking VAC analogies though its more like the locking mechanism was designed badly and you could easily get an impression of the keys, like fitting a car door with a tumbler lock, instead of electronic locking.
Hmm, I'm wondering what you would say if the police would refuse to look for your car because that model only had low tech locks, and insurance would deny any responsibility for the same reasons.
But again, that's a different issue. We don't have any hard data, so it's difficult to tell how easily a steam account can be hacked. I would assume if it was that easy it would happen all the time and already have resulted in a major uproar.
If your car was stolen and it hit another car, they would have to claim from their own insurance for the damage to their car, you, as the owner are not liable for the damage caused by the stolen car.
More of general curiosity: So if your car (or to avoid car insurance, your house or other property) was damaged by a stolen car and the driver can't be determined you have to pay that damage yourself?
And of course the analogy is skewed. An owner will most likely not report his car stolen to commit some bad things with that car (after all, it would be easier to steal another car in the first place). In case of VAC however I don't think the idea is too far-fetched that a person would claim his account was hacked to use cheats. And of course once that "excuse" would work it would certainly set a precedence.
Still working on the article, though.
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